If you’re looking to obtain cheap auto insurance rates, then it’s worth learning a few of the tips and strategies that many people have used in order to achieve a rate that’s far cheaper than they would otherwise have found (so I was told to get car insurance quote comparison). In this guide, we’re going to show you a few tips that can make a big difference to the rate you are quoted, so let’s take a look.
Tip 1 – calculate the distance you actually drive
When you are purchasing an auto insurance policy, you will be asked to give an estimate of the mileage you drive each year. While it’s tempting to put in a rough estimate here, it’s a good idea to take the time to calculate the precise amount, as this will allow you to put in a lower mileage number in most cases, which will usually translate into excellent savings.
What’s more, it’s also wise to have your vehicle’s odometer checked to ensure it isn’t giving you an inaccurate number.
Next, if you are dead set on achieving the best cheap auto insurance rates possible, then you may want to think about increasing your voluntary excess when applying for your policy. As a general rule, you will find that a higher excess leads to a reduced premium in almost all cases – and you can easily test this for yourself by using one of the many auto insurance comparison websites found on the Internet.
Of course, this means you will need to be prepared to pay the excess voluntary in the case of making a claim, but for many people, this isn’t a problem at all – and simply means you can enjoy the benefits of a vastly reduced annual premium payment.
Ultimately, these tips are relatively straightforward, but if you apply them all you will certainly benefit from excellent savings.